So now when you have planned to visit your dream destination 'Malaysia', you must be jotting down the list of things required. Have you thought about travel insurance? Yes, travel insurance is as important part of touring as clothing and other essentials. Unfortunately, this part is frequently overlooked, but you should think about travel insurance while traveling to any foreign country. Perhaps you must be wondering "why do I require travel insurance", but there are many reasons to prove that travel insurance is necessary for everyone.
Medical Expenses - In case you already have medical coverage,
confirm with your insurer whether the company covers medical expenses at
Malaysia or not. If not, then ensure the required proviso in your travel
Life Insurance - Risk is the other name for life. So, cover the
risk by taking a life insurance and not only for yourself but your whole
family. Mishappening can happen with anyone and at anytime, and travel
insurance can help you for this.
Evacuation Insurance - Mountain climbing or skiing could be of
your interest and if by chance you require to be rescued, a hefty bill
will come across your sight. You can cover such bills by taking travel
Cancellation Insurance - Going on a cruise, taking a package
tour or simply flying by airplane, circumstances may become that you
need to cancel your program. So, all your hard-earned money goes waste
but you can prevent such situation by travel insurance.
Baggage Insurance - Be it delay or loss of baggage, travel
insurance would help you recover the value of your money. In fact, loss
by travel delay is also covered under travel insurance.
Accidental Insurance - In case you would be driving abroad, then
check out your accidental coverage and get extra coverage, if required.
Auto breakdowns and accidents could create a terrible situation abroad,
but ensure all this to be covered by your travel insurance.
Other Coverage - In case you're in a group, then take a group
insurance which would be definitely cheaper. Confirm with your credit
card company, like they might provide some coverage if you pay for your
vacation with their card. At times, agents charge much for less
coverage, thus shop around to strike the best deal.